from the covid-19 situation resulting in higher expected credit loss amount during 3Q20 when comparing to the same period last year. For loan portfolio, the Bank continues to focus on asset quality

million baht from the same period of the previous year. This is due to the loss in operating results of a subsidiary company who is the exhaust pipe manufacturers in the automotive industry, it sales have

Yai, Chachoengsao, Rayong and Diana Branch. Industry Overview Thailand’s overall economy grew slower than expected in 1Q19 due to domestic and global factors. The biggest impact is from the global

follows: Thailand Automotive Industry Q3 January – September 2018 2017 % Change 2018 2017 % Change Production 547,547 526,778 +3.9% 1,604,116 1,477,744 +8.6% Domestic 257,466 210,735 +22.2% 746,584 620,715

% Gain / (Loss) on Foreign Exchange (7,005) (10,201) 3,196 (31.33%) In overall, the Company and its subsidiaries had a net profit in Q2/2020 of 30 . 6 MB with increase of 2.4 MB or 8.46 percent, when

limiting consumptions. For the auto industry, expansion continued during the first 2 months of 2019 with total number of car sales at 160,385 units, growth of 12.9%. The passenger vehicle and commercial

could not be recorded in profit/loss statement because methyl ester plant 2 was under testing run for commercial operation. While, Methyl ester price increased following an increase in crude palm oil

hospitality industry, which directly impacted to DTC’s business and performance in 2Q20. DTC recorded a net loss of THB 453 million in 2Q20, compared to net loss of THB 22 million in 2Q19. The loss was driven

200 basis points lower. TRIS has reaffirmed IVL’s AA- rating, with Spindletop (part of Huntsman’s assets) factored in. Industry spreads lower in Integrated PET, MEG, IPA, and Lifestyle fibers vertical

: Thailand Automotive Industry For a period of Q2 2017, total vehicle production volume was 465,411 units, which was 4.3% lower than last year’s volume of 486,506 units. This year-on-year decrease was mainly