internal control measure concerning the process to drawdown the loan, for example, majority of collective body authorized to drawdown the loan should comprise disinterest directors. - If the management can
benefits received or would have been received from committing offenses shall be remitted to the Ministry of Finance as public revenue. Note: * Civil sanctions are an enforcement measure under the
and conditions: (1) there shall be management of risks arising from outsourcing thereof; (2) there shall be a preventive measure to ensure business continuity in case another intermediary fails to
be in accordance with the following rules and conditions: (1) there shall be management of risks arising from outsourcing thereof; (2) there shall be a preventive measure to ensure business continuity
. Clause 8 An intermediary shall supervise its directors, executives and other personnel to perform in accordance with the rules under this Notification, and shall have a proper measure to obligate them to
has processes in place to measure and control risks within the established limits, under the supervision and control of the Enterprise Risk Management Division. Market Risk in Banking Book Activities
bearing liabilities – cash and cash equivalents 2) Leverage Q4 and FY use annualized EBITDA for the previous 4 quarters 3) ROFA = (Net profit + Depreciation)/ Average (Q4 2019 and Q4 2018) of property
Net Debt/Equity Ratio 0.44 0.19 0.44 0.19 Leverage (Net Debt/EBITDA) 1.72 0.91 1.48 0.60 Note: 1) Net Debt = Interest bearing liabilities – cash and cash equivalent 2) Leverage Q4 uses annualized EBITDA
Note: 1) Net Debt = Interest bearing liabilities – cash and cash equivalents 2) Leverage Q2 and FY use annualized EBITDA 3) ROFA = (Net profit + Depreciation)/ Average (Q2 2018 and Q4 2017) of property