optimization and efficiency improvement, but downside risk is inherited in the rising utilities costs and required spending to grow our business per plan in this challenging competitive environment. Cost of
receivables reported 38,468 million baht, decreased of 6.5% from the previous fiscal year-end, in the similar manner to the contraction of credit card market. The Company continued to focus on low-risk, high
concentration risk due to investment in products of any single issuer. Under such conditions, a credit risk on any specific issuer in a term fund’s portfolio could adversely affect the net asset value of the
cautious in expanding high-risk loans. As of August 31, 2023, the Company had business distributions as below; Number of Networks and Merchandise Partners Aug 31, 2022 Feb 28, 2023 Aug 31, 2023 Branches
, in regards to the current economic situation which is in an improved trend but the risks to asset quality remained in concerns. The Company therefore remains cautious in expanding high-risk loans. As
quality remained in concerns. The Company, therefore, proceeds with high-risk financial products with caution, as well as, expands the target group to customers with more stable incomes. As of May 31, 2024
(Organizational Control and Environment Measure) สวนที่ 2 การบริหารความเสี่ยง (Risk Management Measure) สวนที่ 3 การควบคุมการปฏบิัติงานของฝายบริหาร (Management Control Activities) สวนที่ 4 ระบบสารสนเทศและการ
, and the processes and procedures shall be improved in line with the policy which has been changed. Additional Guidelines 1. The policy on the management of information technology risk under Clause 5(1
our customers and generate higher income from both the content as well as subscription in mobile and broadband. Revised down full year guidance following the rising economic risk We revised down the