% decreasing from 5.8% at the end of previous year and decreasing from 5.2% in the previous quarter, mainly from caution on new loan under the new wave of COVID-19 situation. In the end of third quarter of 2 0 2

productivity of our operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we streamline ourselves, improve CAPEX and OPEX efficiency, and deliver

improve IT processes & systems to unlock higher efficiency and productivity of our operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we

operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we streamline ourselves, improve CAPEX and OPEX efficiency, and deliver maximum value to our

quality remained in concerns. The Company, therefore, proceeds with high-risk financial products with caution, as well as, expands the target group to customers with more stable incomes. As of May 31, 2024

>ข้อ 1/12 บริษัทจดทะเบียนที่จะได้รับอนุญาตให้เสนอขายหุ้นที่ออกใหม่เพื่อรองรับใบแสดงสิทธิตามประกาศนี้ ต้องไม่อยู่ระหว่างถูกตลาดหลักทรัพย์แห่งประเทศไทยขึ้นเครื่องหมาย C (Caution) หรือมีคำสั่ง

seriously needed in order to cope with the more dynamic business environment. Management’s Discussion and Analysis (MD&A) for year 2017 7 The raw material reference prices on the world market are that the HMS

all the regions. Careful estimation for raw material purchasing and production cost management is seriously needed in order to cope with the more dynamic business environment. Management’s Discussion

purchasing and production cost management is seriously needed in order to cope with the more dynamic business environment. The raw material reference prices on the world market are that the HMS 1&2 (80:20

the global steel industry participants in all the regions. Careful estimation for raw material purchasing and production cost management is seriously needed in order to cope with the more dynamic