management business to net NPLs is calculated from the sum of cash collection received from NPL management business divided by credit for purchase of receivables – net (average). 2 Return on NPL management

’ equity (average) 10 Cash collection from NPL management business to net NPLs is calculated from the sum of cash collection received from NPL management business divided by credit for purchase of

BOT’s Senior Loan Officer Survey indicated that in the second quarter of 2020, credit demand from business sectors improved from the previous quarter, due mainly to loan demand for working capital and

Markets Business Division Private Banking Group World Business Group Strategy and Analytics Division Transaction Banking Division Credit Products Division Customer and Enterprise Service Fulfillment

Business Operations 2 2. Risk Management and Risk Factors 4 2.1 Credit Risk Management 4 2.2 Market Risk Management 4 2.3 Liquidity Risk Management 5 3. Business Directions and Operations of Core Businesses

consumer loans declined. Financial institutions expect credit demand from business and household sectors to increase later in the year. Investment demand for public infrastructure projects is also likely to

investors -NIL- Information Memorandum on Acquisition of Assets O.C.C. Public Company Limited หน้า 5 จาก 20 Part 2 Company Profile Nature of Business Operation Background The Company has been established

fiscal year 2023, the Company has total new sales and credit card spending increased by 4% y-y, mainly due to the continual increase in credit card spending and marketing with business partners. However

the first quarter of 2023 and increased by 0.7% in 2Q/2023. For the 2Q/2023, the Company has total new sales increased by 7% y-y, mainly due to the continual increase in credit card spending and

/2023 of 2023 to 90.9 in 2Q/2023. For the 3Q/2023, the Company has total new sales and credit card spending increased by 5 % y-y, mainly due to the continual increase in credit card spending and marketing