789 214 268.7% 3,005 2,834 6.1% Key Ratios (%) Gross profit margin 34.5% 32.7% 1.8% 32.4% 33.0% -0.6% SG&A to net sales ratio 21.1% 26.7% -5.6% 20.4% 20.1% 0.3% EBIT margin 16.5% 7.4% 9.1% 15.2% 14.7

increase in core business revenues by 11% y-y, and bad debt recovery by 27% y-y. The revenues of subsidiaries in Thailand and overseas shares 6% of total company’s revenues and overseas revenue grew by 50

13% y-y. In the third quarter of 2018, the Company’s revenues were 5,225 million baht, an increase of 548 million baht or 12%y-y. This is the result of an increase in core business revenues by 11% y-y

the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42

prices, while core inflation, which excludes energy and food prices, increased by 0.6 percent due, in part, to a sluggish recovery in consumer demand. Other contributing factors were more structural, such

%. The amount consisted of both domestic and overseas sales at the ratio of approximately 47:53, respectively. The overseas sales of branded products by own manufacture grew by 11.6% offsetting the drop of

margin to enhance net profit margin in its core business and revenues from Synergy among Jaymart Group of Company. Moreover, the Company was able to increase other revenues – food and beverage business and

Microsoft Word - MD&A_E Q3_2562 ต้นฉบับ Management Discussion and Analysis: MD&A 1. Company Situation The company’s core business revenue for Q3/2019 has been going steady, no major increase or

was 23.9% and export sales was 76.1% of total sales. Domestic sales increased by 1.2%, , while export sales increased by 31.7%, from the continuous grew in Core Market and B2B International. The Company

sale was 76.4% of total sales. Domestic sale decreased by 6.7%, while export sale increased by 13.9% from the sale growth across Core and Extended Market. The Company reported gain from foreign exchange