income and net fees and services income. Other operating expenses were Baht 2,345 million, increased by 10.5% yoy. For 3Q18, the Bank recorded loss on sale of foreclosed assets totaled Baht 78 million

were Baht 4,216 million, increased by 8.6% mainly from the increase in personnel expenses. Cost-to-income ratio excluding loss from sale and revaluations of foreclosed assets for the first half of 2018

Baht 2,196 million, increasing by 15.3% from expenses of Baht 1,904 million yoy with increase mainly due to personnel expenses. Cost-to-income ratio excluding loss from sale of foreclosed assets and loss

mainly from the increase in premises and equipment expenses from the renovations of KKP Tower. Cost-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 48.3

assets and loss from revaluation of foreclosed assets, operating expenses for 1Q18 totaled Baht 2,149 million, increasing by 14.3% from expenses of Baht 1,881 million during 1Q17. Cost-to-income ratio

-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 1Q18 comparing to 47.2% yoy. Bad debts and doubtful accounts and loss on debt restructuring

6%, respectively. The investors continue to invest or diversify their investment in foreign assets, especially fixed income foreign investment. As a result, the foreign investment funds (FIFs) overall

in foreign assets, especially fixed income foreign investment. As a result, the foreign investment funds (FIFs) overall maximum increased by 24% and net assets valued more than Baht 1.1 trillion. In

from the first half of 2018. Net interest income rose by Baht 1,239 million or 3.6 percent predominantly on improved yield on earning assets. Non- interest income fell by Baht 4,220 million or 15.0

. Leasehold rights was decreased Baht 0.77 million from the result of cut-paid basing on age. The assets of deferred income tax was decreased Baht 1.92 million and the other non-current assets was decreased