timely manner. Impact from Changes in Accounting Policy From 1 January 2020, the Group has adopted Thai Financial Reporting Standard - Financial instruments group and Thai Financial Reporting Standard No
system in accordance with the prescribed standards so as to raise credibility of financial reporting of businesses in the capital market in accordance with the accounting standards established by the
Financial Reporting Standards relating to financial instruments This year, the Bank and its subsidiaries have adopted the pack of Thai Financial Reporting Standards relating to financial instruments issued by
issuance, related receipt and payment transactions, and the accounting records.The order was issued after KC announced via the SET Electronic Information System on 29 December 2016 that the company's Board
. Opinions of the executives on the audit quality control in the previous accounting period 7 6. List of audit engagement clients in the previous accounting period and the associated fee 7 7. Safeguards
system by other agencies (if any) 5 5. Opinions of the executives on the audit quality control in the previous accounting period 7 6. List of audit engagement clients in the previous accounting period and
right-of-use assets as a result of the adoption of the new financial reporting standard in year 2020 and increase investment in technology and information system. 2. Total liabilities increased 31,457,336
from increase the right-of-use assets as a result of the adoption of the new financial reporting standard in year 2020 and increase investment in technology and information system. 2. Total liabilities
113.14 million to Baht 180.07 million compared to the same period of the previous year according to the changing of accounting policy in accordance with Thai Financial Reporting Standards 9 (TFRS9) which
13.25 million. The Company has already set an allowance for loss of such bad debt. However, the Company has adopted the Thai Financial Reporting Standard - Group of Financial Instruments (TFRS 9) which