channel management per the scope and conditions set by the BOT. Commercial banks are required to annually submit a service channel strategic plan and a report on their service channels to the BOT

offering price is determined by the shareholders’ meeting of the Company, the Company is required to obtain approvals not only from the EGM but also from the Office of the Security and Exchange Commission

Cloud Computing Practice สำนักงานคณะกรรมการกำกับหลักทรัพย์และตลาดหลักทรัพย์ พฤศจิกายน 2562 สารบัญ 1. หลักการและเหตุผล

loan loss reserves to minimum required provisioning 188.2% 194.4% 205.0% (6.2)% (16.8)% Ratio of loan loss reserves to NPLs 151.2% 160.0% 173.6% (8.8)% (22.4)% Non-performing loans (NPLs) at the end of

shares will be done by the Company jointly with Mr. Niti Nerngchamnong as per required by condition set forth in negotiation between Hero Venture International LLC., the Company, and Mr. Niti Nerngchamnong

shall be required or both audio and visual recording, as the case may be, of all directors presenting in the meeting throughout the period of the meeting, including traffic data produced from such

26,412 8.0% 16.5% Ratio of net NPL to net total loans 1.3% 1.2% 1.2% 0.1% 0.1% Ratio of loan loss reserves to minimum required provisioning 259.5% 244.7% 238.9% 14.8% 20.6% Ratio of loan loss reserves to

required to report and disclose the information of this investment as Type 1 according to the Rule on the Acquisition or Disposal of assets and sending a circular notice to shareholders within 21 days from

using or disclosing such information in violation of the terms of any applicable agreement or mutual understanding that the CRA will keep the information confidential, unless disclosure is required by

Notifications on Acquisition or Disposal. Thus, the Company is required to disclose an information memorandum on the entering into of the transaction to the Stock Exchange of Thailand (the “Stock Exchange”), and