regulatory changes, especially new mortgage measures which will come into force in April 2019, implementation of the Basel III capital requirements, and preparations for International Financial Reporting

TRANSLATED VERSION As of June 3, 2014 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. 27 Notification of the

and adjustment of unsecured personal loan providers after measures for controlling credit card and personal loan under supervision of the Bank of Thailand came into force September 1, 2017. Focus should

capital requirements in 2019, and preparations for International Financial Reporting Standards (IFRS9), as well as development of digital platform to help expand customer base and income from financial

UNOFFICIAL TRANSLATION Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the Capital Market

TRANSLATED VERSION codified up to No.2 as of July 21, 2014 12 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference

TRANSLATED VERSION codified up to No.2 as of July 21, 2014 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference

TRANSLATED VERSION codified up to No.2 as of July 21, 2014 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference

Notification of the Office of the Securities and Exchange Commission (Translation) Readers should be aware that only the original Thai text has legal force and that this English translation is

Translation (UNOFFICIAL TRANSLATION) Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. The SEC, Thailand cannot