finance statements) Item 2019 2018 Profit (Loss) for the year attributable to equity holders of the Company (from the consolidated financial statements) Baht (515.22) million Baht 418.04 million Profit

1,849 22.52 Net Profit (attributable to equity holders of KBank) 9,951 9,929 22 0.23 9,744 207 2.12 Basic Earnings per Share (Baht) 4.16 4.15 0.01 0.23 4.07 0.09 2.12 When compared to the same quarter of

cost 7.06 7.63 -0.57 -7.47 185.52 314.26 -128.74 -40.96 Share of gain/loss from investments in associate 0.00 -0.49 0.49 -100.00 Loss Before Income Tax -20.29 -38.96 18.67 -47.91 Income tax expense -0.05

medical services 121.38 117.29 104.77 4.08 3.48 16.60 15.85 340.79 286.49 54.29 18.95 Cost of services 112.06 107.97 100.54 4.09 3.79 11.52 11.46 319.63 289.14 30.49 10.55 Gross profit (loss) 9.31 9.33 4.23

31 March 2020 Ratio 2019 Ratio Increase / (Decrease) Amount % Service revenue 646.34 100% 480.92 100% 165.42 34.40 Cost of service 531.42 82.22% 404.10 84.03% 127.32 31.51 Gross profit 114.91 17.78

-39.91 -30.16 -41.62 11.46 -27.53 Income tax (expense) revenue -1.56 0.46 4.70 -2.02 -439.13 -6.26 -133.19 -1.10 8.27 -9.37 -113.30 Actuarial gain (loss) - - - - - - - - 0.41 -0.41 -100 Net profit (loss

expenses 10.14 10.62 11.69 -0.48 -4.52 -1.55 -13.26 31.19 34.46 -3.27 -9.49 Financial Cost 0.25 0.22 0.97 0.03 13.64 -0.72 -74.23 0.70 4.13 -3.43 -83.05 Profit (loss) before income tax expenses -10.83 -14.29

542.84 -230.92 -42.54 Share of gain/loss from investments in associate 0.00 -0.49 0.49 100.00 Loss Before Income Tax -57.17 -128.60 71.43 55.54 Income tax expense -2.43 -1.68 -0.75 44.64 Total loss for the

single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

. 3. To gain dividend from company net profit for investment. - 5 - 7. Board committee’s statements over the transactions Board committee remarks that the investment in Vanachai Wood Smith Co., Ltd