26% of total turnovers with the revenue of 10,368 million baht, a decrease of 754 million baht or 7% y-y mainly from a reduction in interest rate ceiling for personal loan by 3%. In the fourth quarter

maturity date shall be clearly indicated; (2) the interest rate is fixed or floating rate according to the interest rates of the financial institution or at a particular interest rate; (3) the total

mainly form energy prices. Therefore, the unemployment rate at 1.53% in the first quarter of 2022 dropped from the previous year and household debt tends to increase due to rising prices of consumer goods

products to meet the appropriate of the customers. The bank has provided the products by offfering the incentives rate alongside the any benefits which increased the competitiveness. Including the bank has

(coverage ratio) is at 110.9% for 1Q18 increasing from 109.8% at the end of 2017. Corporate Income Tax totaled Baht 327 million or 17.7% tax rate. Basic earnings per share at Baht 1.79 per share. Annualized

conditions including the strong appreciation of THB/USD, which strengthened from the average rate of Baht 35.1060/USD in Q1-17 to Baht 31.5422/USD in the same period this year, and the shortage of some items

reserve to total NPLs ratio (coverage ratio) is at 110.9% for 1Q18 increasing from 109.8% at the end of 2017. Corporate Income Tax totaled Baht 327 million or 17.7% tax rate. Basic earnings per share at

) million, due to the group gaining profit from exchange rate in 2017 from the imported solar cells for the solar energy business, but no gain in 2018. Selling and administration expenses Selling expenses

of the year. However, the gross margin in the middle of 2019 will receive a positive effect from seaweed price and exchange rate; thereby the costs of main raw materials will be reducing by more than

or 2.37% decreased from last year’s which was higher than the sales dropping rate resulting from the upward gross profit margin of 2018. The gross profit in 2018 was increased from Baht 247.3 million