was uneven, with improvement concentrated in only certain industries. Under these circumstances, KBank has developed effective credit risk management policies, tools and processes to cope with potential

and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life

provinces of Thailand – namely Chachoengsao, Chonburi, and Rayong – and has designated targeted industries to create tangible investment. The government has approved the investment of key infrastructure

the documents evidencing title to the securities being offered (including temporary documents of title, if applicable) to subscribers or purchasers; and (b) the book-entry transfers of the securities

household debt. Domestic industries remaining expanded and some large corporates invested in long-term big projects. For example; petroleum products business which having investment plan in Eastern part and

, steel and other lime dependent industries. Along with the supportive external factors our Golden Lime Public Company Limited 3 MANAGEMENT DISCUSSION AND ANALYSIS FOR PERIOD ENDED 31 DECEMBER 2018

addition, Osotspa explored further to seek growth opportunities and leverage expertise in related industries. Therefore, Osotspa planned to invest in glass bottle manufacturing and trading companies in

. Although the company has tried to expand the channels to the new market and variety of industries. The company also has subsidiaries in the group that have relatively high operating costs. And there are the

growth and slow down. Although the company has tried to expand the channels to the new market and variety of industries. The company also has subsidiaries in the group that have relatively high operating

down. Although the company has tried to expand the channels to the new market and variety of industries. The company also has subsidiaries in the group that have relatively high operating costs. And