credit card income and bad debt recovery as well as debt collection service. As of August 31, 2017, Company has active billings of 3.4 million transaction per month and 2.2 million IDs which came from

prev m debt colle ercent. rom collecti rease of 50 n which as l Q3/2017. ther income terest incom the Comp 29.1 perce from accou costs for th .7 million b period of 2 lion baht or asing of em t in

higher revenues from collection of purchased accounts receivables and debt tracking services. For 9-months period of 2018, the Company’s net profit was 374.3 million baht which increased 26.1 percent from

debt collection and other services in the third quarter of 2018 was 225.8 million baht or increase 46.8%. For 9-months end, an income from debt collection and other services was 1,881.6 million baht or

resolution was passed to approve the acquisition of ordinary shares in Kerry Express (Thailand) Company Limited (“Kerry”), a private limited liability company incorporated under the laws of Thailand that

(decrease) Consolidate financial statement TOTAL ASSET 1,185.22 1,214.62 (29.4 ) (2.42%) TOTAL LIABILITY 701.72 668.88 32.8 4.91% TOTAL SHAREHOLDERS' EQUITY 483.50 545.74 (62.2 ) (11.40%) STATEMENT OF

from the company business. In addition, the Company also had loan from financial institution in the year 2018 amounting to 12.00 THB mn. The non-current liability included lease liability, deferred

million baht, an increase of 10 million baht from the 6-month period of 2019 or an increase of 4% by operating results in the second quarter of 2020 . Caused by the growth of non- performing debt management

(current ratio) (เท่า) ความสามารถในการชำระดอกเบี้ย (interest coverage ratio : ICR) (เท่า) หนี้สินที่มีภาระดอกเบี้ยต่อกำไรก่อนดอกเบี้ยจ่าย ภาษีเงินได้ ค่าเสื่อมราคาและ ค่าตัดจำหน่าย (interest bearing debt to

–18 Q2–19 VS Q4–18 (MB) (MB) (MB) Short-term loans from financial institutions 300.0 - 300.0 100.0 Trade and Other Payables 1,257.1 642.8 614.3 95.6 Income tax payable 17.7 - 17.7 100.0 Advanced