promotional expenses, and depreciation of asset in each branch. Q2/2022 vs Q2/2021YoY 1H/2022 vs 1H/20211H • Selling Expenses in Q2/2022 was THB 71 million, increased by THB 18 million or 34% from Q2/2021

expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset in each branch. 9M/2022 vs 9M/20219M Q3/2022 vs Q3/2021YoY • Selling Expenses in

expenses, and depreciation of asset in each branch. Q4/2022 vs Q4/2021YoY • Selling Expenses in Q4/2022 was THB 82 million, increased by THB 25 million or 44% from Q4/2021 mainly due to the increase in staff

% 17.1% 20.1% Return on asset (ROA) 4.6% 4.4% 5.0% 6.5% 7.7% Interest bearing Debt / Equity (IBD/Equity) 0.9 0.8 0.8 0.8 0.8 Return on equity (ROE) and Return on assets (ROA) as of Q4 2022 were at 20.1

Q2 2023 Return on equity (ROE) 12.0% 13.5% 17.1% 20.1% 20.7% 20.3% Return on asset (ROA) 4.4% 5.0% 6.5% 7.7% 8.1% 8.1% Interest bearing Debt / Equity (IBD/Equity) 0.8 0.8 0.8 0.8 0.7 0.6 Return on

Management Discussion and Analysis for the 2nd quarter of year 2024 5 4) Key Financial Performance Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Return on equity (ROE) 20.3% 18.7% 15.8% 12.6% 9.8% Return on asset

year 2024 5 4) Key Financial Performance Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Return on equity (ROE) 18.7% 15.8% 12.6% 9.8% 7.2% Return on asset (ROA) 7.3% 6.2% 5.2% 4.2% 3.0% Interest bearing Debt

ลูกค้าสอบบัญชีประเภทกองทุน (asset under management: AUM) ….................... ล้านบาท อัตราส่วนของ AUM ลูกค้ากองทุนต่อหุ้นส่วน (AUM/partner) ….................. อัตราส่วนค่าสอบบัญชีของกองทุนต่อหุ้นส่วน

ระเภทกองทุน (asset under management: AUM) ….................... ลา้นบาท อัตราส่วนของ AUM ลูกค้ากองทุนต่อหุ้นส่วน (AUM/partner) ….................. อัตราส่วนคา่สอบบัญชีของกองทุนต่อหุน้ส่วน (กองทุน

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