Ref. No. IVL 003/08/2020 13 August 2020 The President The Stock Exchange of Thailand Subject: Submission of Quarterly Review of Financial Statements and the Management Discussion and Analysis of

Ref. No. IVL 002/05/2020 12 May 2020 The President The Stock Exchange of Thailand Subject: Submission of Quarterly Review of Financial Statements and the Management Discussion and Analysis of

accounted for 7.4 percent and 7.9 percent of total expenses respectively. The significant increase of administrative expenses was loss from equity linked swap transaction. However, this quarter, the company

have lowered their stock of high Sulphur bunker fuel oil and have transitioned into stocking low Sulphur bunker fuel oil as to prepare for the transition to the utilization of bunker fuel oil with

and groups of customers that can join a sandbox test, including the transaction volume and/or amount, with a scope based upon the product or service innovation, allowing us to develop the technology and

revenue from money market product increased from foreign exchange transaction. Moreover, other operating expenses increased Baht 1,976 million or 2.98 percent over-year, due mainly to marketing expenses. 1

supporting escrow agency businesses, while the method for deposit certification/deposit notification has been amended to accommodate electronic channels. 4. Two Electronic Transaction Acts: 4.1 Electronic

the Bank of Thailand, including elimination of the Foreign Exchange Transaction Form, with implementation expected by the end of this year.  Criteria for Supervision of Financial Conglomerates The Bank

transaction. 3. Commercial banks are allowed to open a separate foreign currency deposit (FCD) account with foreign source for authorized money changers, and such account is to be used exclusively for

Business; (2) financial institutions established under a specific law to be financial institutions in accordance with the Law on Loan Interest of Financial Institutions. "Exchange" means the Stock Exchange