(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

financial statement ended on December 31, 2019 which has been audited by the auditor and reviewed by the Audit Committee. The board has also endorsed the statements. 3. Approved to propose the Shareholders

the 2019 financial statement ended on December 31, 2019 which has been audited by the auditor and reviewed by the Audit Committee. The board has also endorsed the statements. 3. Approved to propose the

and subsidiaries thus reported Baht 90,484 million in operating profit before provision expense and income tax expense, rising Baht 935 million, or 1.05 percent, over-year. The increase was derived from

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

Parties Transactions Disclosure 5/ SEC News Information Disclosure Annual Registration Statement (56-1) and Annual Report (56-2) Opportunity Day 5/ ข้อมูลผลิตภัณฑ์ Filing Other Information Tender Offer List

213.55 Total Liabilities 271.66 273.24 274.87 Shareholder’s equity (58.02) (59.65) (61.32) Revenue 2.32 0.02 0.01 Expenses 3.51 1.64 1.69 Net Profit/(Loss) (1.18) (1.63) (1.67) 4. Calculation of

statement information of Kitchen Plus restaurant of Kitchen Plus for the year 2016 – 2017 and the first 6 months of 2018 are treated as confidential information of the 11 branches of Kitchen Plus restaurants

Disposition, is calculated from the interim consolidated financial statement of the Company as of 30 September 2019 as follows: (a) Net Tangible Asset Not Applicable (b) Net Profit from Operations Not