1.0% 4.5% 27,814 27,229 2.1% Earnings per share (Baht) 4.94 4.90 4.73 1.0% 4.5% 14.57 14.26 2.1% Net interest margin 2.35% 2.36% 2.42% (0.01)% (0.07)% 2.39% 2.38% 0.01% Net fees and service income to

Tax (SBT) from NPAs sales and higher interest income on loan purchased to The Revenue Department, combined with the company's higher other expenses in the amount of Baht 253.50 million, or 91.03% , from

3,293.90 -537.46 -16.3% Other income 19.49 25.33 -5.84 -23.1% Total revenue 2,775.93 3,319.23 -543.30 -16.4% Cost of goods sold & service 2,427.69 2,882.47 -454.78 -15.8% Selling & distribution expenses

accounting from the disposal of assets that will help developing the conditions of the consolidated financial statements. In addition, the Company will gain income as the increase of cash flow of 70.00 million

million which decreased by Bt71.7 million or 60.8%(y-o-y) as a result of in the nine months of 2016 the other income was recorded for the extra revenue of Bt72.2 million which were the compensation

12.4 percent, consisting of sales and service income at Baht 417.7 million and other income at Baht 2.5 million. The increase of sales and service revenue was at Baht 45.4 million when comparing with the

, credit card sales accounted for 64% of total turnovers with revenue of 4,820 million baht, a decrease of 68 million baht or 1% y-y. The decreased income was a result of decreasing of credit card spending

with details as follow; unit: million baht Items 3-month periods ended 30 September changes 2017 2018 Amount % Amount % Amount % Revenue from sales of goods 70.78 100 63.07 100 (7.71) (10.89) Cost of

constituted of the following: 1) Revenue from the hotel business of Baht 626.8 million, which grew by Baht 413.4 million or 193.8% when compared to the same period of last year. The increase was mainly due to

Baht 46.53 million for the year ended 31th December 2018 and 2017 respectively. The increase of Baht 64.99 million in the profit is mainly due to the following. 1. A increment in the Group’s revenue