for the remaining phases until completed all 4 phases. 2. Cost of goods sold and expenses: Consolidated 3 Unit: Million Baht The 3rd quarter of the Year 2020 comparing to 2019 Consolidated Separate

remaining long-term loan in the end of January 2019 to financial instituition. Long-term loan as of September 30, 2019 of the Company and its subsidiary declined in the amount of 2.00 million baht or dropped

. However, the value of those projects decreased because the remaining project value declined. Furthermore, the company has been affected by the ongoing outbreak of COVID–19, causing many customers to delay

the budget disbursement for the year 2020 remaining period. Including, restructuring of the expenditure budget for economic recovery through the Transferring of Budget Act 2020. However, the investment

rating on credit alert with a “positive” by TRIS Rating. Branch Networking As of the first quarter of 2018, Land and Houses Bank Public Company Limited has the total 133 branches, the number of branches is

subsidiaries had higher number of complete condominium projects compared to the same period in the first quarter of 2017 which make the interest expense could not be capitalized as part of project cost. 4

percent in the seaweed snack market. However, in the second half of the year, the Company was partially affected by the decreasing number of Chinese tourists since August – November, with a positive sign

number of backlogs which the units were under construction from its newly launched projects during the fourth quarter of 2018 and from its existing projects. In addition to the continuous growth of its

to increase traffic of customer. Also, change the tenant mixed to suit with each location which has been well accepted by client. The Company cooperated with the Number 1 Operator in Thailand to push

percent as a result of the Company own a higher number of fully amortized bad debt portfolio and achieve a good performance a cash collection. For 3rd quarter the Company cash collection equaled to 859