purchase segment. For asset quality, the Non- Performing Loans (NPLs) to total loans ratio for 3Q19 remained stable at 4.2% from the end of 2Q19. On Special Asset Management business, the Bank sold non

Overall Business Operations During 3Q19, the overall Bank’s loan portfolio grew by 4.2% from the end of 2018 with growth continue to be driven across almost all segments except in the hire purchase segment

and China, resulting in main customers decreasing purchase orders and postponing investment plans for additional capacity in the country temporarily. However, we have seen recovery signal for the HDD

the outbreak of Coronavirus (COVID-19), causing those countries to close their territories such as Republic of China and Malaysia. Consequently, the customers purchase and order more from the Company

, for the purchase of units of any Thai ESG Funds on the condition that they hold the investment units for a minimum of eight years from the date of purchase. All Thai ESG Funds mainly invest in

investment agreement, along with the purchase of IPO shares. Furthermore, the Natural Resources Business recorded a gain from foreign exchange forward contract at THB 82 million. Other Important Events in the

%) (Reversal of) loss on confirmed purchase orders for undelivered raw material 21 0 100% Other income 97 45 116% Total income 13,268 30,180 (56%) Expenses Cost of sale - Cost of goods sold 13,386 29,342 54

exchange gains 71 0 100% (Reversal of) loss on confirmed purchase orders for undelivered raw material 3 0 100% Other income 19 12 56% Total income 4,022 7,828 (49%) Expenses Cost of sale - Cost of goods sold

the sale and purchase contract and the Company had filed a lawsuit against the Civil Court. Statement of financial positions  Total assets As of 30 September 2018, the Company has total assets amounted

acquisition in franchise agreement and purchase asset agreement amounting to Baht 95.00 million, payment of deposit for purchase asset, rental and service deposit amount Baht 10.64 million and increase