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(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

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OCEAN COMMERCE PUBLIC COMPANY LIMITED 99/290 Floor 1, Soi Sukhumvit 43, Sukhumvit Road, Khlong Tan Nuea Sub-district, Watthana District, Bangkok Tel: 0-2258-5565 Page 1 of 3 No. OCMSET-6302-001 26

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Public Company Limited and its subsidiaries (“company and subsidiaries) would like to clarify our operating results for the three month period end March 31, 2019 as follows:- (Unit: million Baht) For 3