% with net interest income increased by 9.4% driven by lower interest expense from continuous cost management while non-interest income decreased by 26.9% from the slowdown in economic activities

Baht 189.16 million and Baht 186.97 million, accordingly. Gross profit slightly increased by Baht 2.19 million or 1.17 percent. Selling and Administrative Expense (12 months) Selling and administrative

Costs 0.22 0.22 0.10 0.12 Share of profit (loss) of associates 0.05 0.05 (0.06) (0.07) Profit Before Income Tax Expenses 18.90 19.19 1.88 2.20 Income Tax Expense 4.17 4.22 0.68 0.80 Net Profit for the

amount increases were mainly driven by the rise in personnel expenses, rental cost, utility cost, merchant fees, maintenance cost, and marketing expense. However, SG&A as a percentage of sales has

in the gross profit margin that expanded from 15.3% in the third quarter of 2018 to 16.4% in the third quarter of 2019 and more efficient cost management that caused selling and administrative expense

increase of 76 million baht or 4% from last year. This was as a result of an increase in marketing expenses, increase in personal expense caused by increasing employment of the Company’s subsidiaries

clients’ order for accuracy and completeness disbursement 1.5 Control of receipt and disbursement of money including relevant documents 1.6 Collection and delivery of financial and other relevant documents

receipt and disbursement of money including relevant documents 1.6 Collection and delivery of financial and other relevant documents 2. Inspection of work practices of the client relation unit 3. Inspection

บริษัทได้ปรับกลยุทธ์เป็นการให้บริการใน รูปแบบ Delivery ปัจจุบนับริษัทอยู่ระหว่างปรับกลยุทธ์การขยายธุรกิจ โดยเล่ือนแผนการเปิดจุดขาย ในปีนีอ้อกไปก่อน • ธุรกิจจ าหน่ายอาหารส าเร็จรูปพร้อมปรุงภายใต้แบรนด์ “ของ

implement measures to ensure that members’ financial position and risk management systems comply with the derivatives clearing house’s rules and regulations. Clause 14 In case of delivery of the underlying