20 - Natural Resources Financial Position Statement of Cash Flows Statement Financial Ratios Environment Management Accounting Management Discussion and Analysis of Business Operation for Q2/2019

Transaction will be funded from the Company’s own internal resources and bank credit facilities. INDORAMA VENTURES PUBLIC COMPANY LIMITED 75/102 Ocean Tower 2, 37th Floor, Asoke Road, Klongtoey Nuer, Wattana

Investors SEC and Investors Be Wary of Investment Fraud Investment Governance Code for Institutional Investors (I Code) SEC Help Center Resources for Investors fb Start-to-Invest Investor Alert Investor Alert

. Due to the company has the potential of investment capital, debt collection systems and human resources in operation. Including being a business partner with financial institutions in help keep track of

increase liquidity and enhance operating result of the Company as the Company's group can leverage existing resources, as well as expertise and experiences of the Company’s executives and personnel for

Products 23 - Natural Resources Statement of Cash Flows Statement Financial Ratios Environment Management Accounting Statement of income 11 Financial Position 32 Management’s Perspective towards 2020

31 December 2018, mainly due to net loss performance. 5. Liquidity and Capital Resources Current Ratio As at 31 December 2019, the Company and its subsidiaries recorded current ratio of 0.64x, a

appliances. Therefore, the Company has allocated resources and services to facilitate and support consumer’s needs and provide products promptly amid the uncertainty and constrained situation. Financially, the

Bt1,551mn, decreasing -2.4% YoY and -0.8% QoQ from other service revenue while enterprise business growing 2.2% YoY and 0.7% QoQ from focusing resources on deals and products that generate higher margins

revenue by leveraging its resources across various financial products and services. 31% 34% 36% 36% 50% 47% 45% 44% 5% 5% 5% 5% 14% 14% 14% 17% 2021 2022 2023 9M24 Credit Card Personal Loan Hire Purchase