with severe and significantly complex digital risk and cybersecurity challenges, we have established a Digital-Oriented Risk and Cyber Security Risk Management Framework in alignment with the strategy of
increased degree of uncertainty in global economies and trade policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Acting upon our strategy of strengthening
Board of Directors approved the strategy of operating our business as a Bank of Sustainability under appropriate risk management and good corporate governance, while maintaining a balance in economic
considered a satisfactory year and is in line with the management's expectation. In the past year, the company was able to generate cash collection from the overall NPLs and NPAs management business, which are
second quarter of 2019, KBank continued to adhere to our “Customer Centricity” strategy, being attentive to the uncertainties of the domestic and global economy, sustaining our customers’ business and
masterpiece from their inspiration and imagination. This will generate benefits to related business sectors, increase national revenue, and drive changes in Thai economic fundamentals into a value creation and
aligned with the Company’s strategy to invest in hotels and resorts in prime tourist destinations. o Target Group Hotels and Resorts are projects with high potential and located in countries with further
loans. Hire purchase loans amounted to Baht 103,926 million, declining by 8.1% from end of 2016. During the year 2017, the Bank focused has been on hire purchase loan segments that can generate more
up and improve the strategy in order to gain higher sales volume throughout the year, resulting in higher sales volume from Q2 onward. The outcome of strategy improvement and cost control made NCL