the long term. Even though our sales decreased from the previous year and the Company still recognized loss, due to our efforts in strict costs and expenses controls and reductions, the operations

Conservation Policy as guidance for contributing to efforts to mitigate the impacts of climate change by reducing greenhouse gas emissions caused by our operations and by creating products and services that

the transmission of information among various KBank units. Significant efforts range from the classification and assessment of risks arising from data usage to the installation of systems allowing KBank

-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial institution, enabling us to cope with possible economic fluctuations in a timely manner, while also adhering to

comparison is the increase in operational cashflow which is coming from the use of fuel inventory and also efforts to reduce working capital in Q4 2019. Net cash flows from investing activities is in line with

products. Additionally, marketing efforts were put continuously in the Philippines. Consequently, sales expenses to sales revenue ratio escalated moderately from 40.85% to 59.24% as the Company incurred

, and net profit of THB 51mn, increased by 36.9% QoQ and 26.0% YoY. The Company’s solid performance was stemming in turn from the restructuring efforts over the past year, which includes an improvement in

million or 3% year-on-year from continuous efforts of the Group to control and reduce costs in all business groups, although the decrease in costs did not match with the decrease in revenues. The Group

efforts, we saw positive recovery signs from Q3/2018 and Q4/2018 that realized loss of Baht 124 and 143 million, respectively.

reach cost- effectiveness and break-even point as soon as possible. In Q1/2019, with our mentioned efforts, we saw positive recovery signs from Q3/2018 and Q4/2018 that realized loss of Baht 124 and 143