real estate development and service business. The Company has developed premium housing projects in central business area to open up new business opportunities. Moreover, the opportunity in rental real

housing units were booked during end of the third quarter and these units can be transferred and realized as revenue in the next quarter. - Revenue from rent and service was THB 50.38 million comparing to

these housing units were well fit with customers’ demand. As a result, sale and transfer units were higher than MK’s projection. In addition, the Company was able to complete sell of all units in some of

, we focused on development of loan products for comprehensive needs. One notable initiative was the launch of K-Home for Cash and mortgage services for customers seeking to apply for housing loan for

(Passbook Update Machines) 1,113 1,152 Notes: 1) Excluding 10 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2) Excluding International Trade Service Centers. More than

installment payment, along with more relaxed conditions and fewer documents required. Meanwhile, we shifted our focus to home loan refinance and K-Home for Cash to cope with the slowdown in housing loan after

interest rates plus other benefits for customers seeking to buy a new home and to refinance their mortgage in order to cope with the slowdown in housing loan after the implementation of new loan-to-value

-PUM (Passbook Update Machines) 1,019 1,005 15 - Digital Banking Services: We have prioritized the development of our digital service channels for service enhancement in order to accommodate changing

shall be within one year from the effective date of Form 69 – CIS full. 2) Form 69 – CIS annually update The Hong Kong Covered Management Company who wishes to offer for sale of a Hong Kong Covered Fund

-Translation- 1 -Translation- Ref. NCH 024/2020 May 11, 2020 Subject : Management’s Discussion and Analysis 1Q/2020 Attention : Director and Manager The Stock Exchange of Thailand N.C. Housing Plc