Management Discussion and Analysis for the 3rd Quarter 2019 Page 11 of 13 As at Sep 30, 2019 As at Dec 31, 2018 Change MB % MB % MB % Total Non-Current Liabilities 2,631.13 14.08 2,415.29 13.32 215.85 8.94
As at Mar 31, 2019 As at Dec 31, 2018 Change MB % MB % MB % Total Non-Current Liabilities 2,623.17 14.21 2,415.29 13.32 207.89 8.61 Total Liabilities 5,506.92 29.83 5,403.47 29.80 103.45 1.91 Total
5.1 4.4 (0.7) (13.7%) 17.8 20.0 2.2 12.4% Total sales and service income 1,621.0 1,637.7 1,814.8 1,843.5 28.7 1.6% 5,726.9 6,917.0 1,190.1 20.8% Change YoYChange QoQ Sales and service income (included
equities attributable to owner 5,900 6,786 15.0% 17,003 Net-int debt to equity 4.1 3.7 1.6 Net debt to EBITDA 6.3 5.6 4.5 Change in capital structure Total assets increased 6.1% from Baht 76,047 million as
Summary of operations and the factors that make a significant change Summary of Operations for the Year 2022 Operation Overview Annual Balance Change 2022 2021 2022 VS 2021 Million baht (MB) (MB) % Total
Discussion and Analysis Change in Capital Structure • Total assets increased 17.4% from Baht 76,047 million as of December 31, 2016 to Baht 89,241 million as of December 31, 2017, primarily due to an increase
from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent
) (22.9) - - Non-controlling interests 56.5 53.2 3.3 6.2 Total equity 13,874.7 13,368.5 506.2 3.8 Change Analysis of Financial Position 9 Assets Total assets as at 30 June 2022 and 31 December 2021 were
business combination (22.9) (22.9) - - Non-controlling interests 57.8 53.2 4.6 8.6 Total equity 14,244.3 13,368.5 875.8 6.6 Change Analysis of Financial Position 9 Assets Total assets as at 30 September 2022
and foreign exchange transactions enjoyed steady growth. Meanwhile, our impairment loss on loans and debt securities grew at a decelerating rate in line with NPLs to total loans which declined slightly