the consolidated net debt to equity ratio was considerably low at 0.25 time. Overall Financial Performance and Profitability Business Segment of GFPT Group 2Q 2020 2Q 2019 Change 6M 2020 6M 2019 Change

’ Life Platform of Choice”, we have upgraded our capability in data compilation and analytics, allowing us to understand and anticipate each individual customer’s needs under the “Segment of One” while

Trans.Ad Solutions Company Limited and Roctec Technology Limited, collectively called “Trans.Ad Group”, which was acquired in August 2018. Revenue contribution Revenue by segment (THB mn) THB (mn) 2Q 2018 1Q

Market Value breakdown by Market Segment (Source: Nielson) 3. Results of Operations and Profitability Consolidated financial statements (Unit : Baht Million) Q4/2019 Q4/2018 %YoY 2019 2018 %YoY Revenues

may hinge mainly on recovery in economic activity. Amid the ongoing transition to the digital age in 2019, commercial banks may have to brace for intensified competition, especially in expanding their

was in accordance with company’s continually expanding strategy and well management in sales and marketing function. The company; therefore, can gain more market share. 2. Selling and Administrative

and depreciation from the expanding capacity of subsidiaries. 3. Selling and administrative expenses increased by Baht 21.38 million or 30.76% the main reasons are the expenses incurred from the

still expanding and has a bright future as well as continue to seek stability, safety and consider to all interested persons. Please be informed accordingly. Sincerely Yours, Mr.Thakoon Boonparn Managing

. Cost of hospital operations & Administrative expenses increased by Baht 49.04 million or 9.45 % due to the Medical personal expenses increased because of the expanding capacity of subsidiaries. 3

the expanding capacity of subsidiaries. 3. Selling and administrative expensed decreased by Baht 5.21 million or 5.73 % the main reasons are the expenses incurred from the decreasing of personal