)% 29 28 5% Note: Some capacities in 1Q17 are re-rated. Figure 4: Margins and Returns 6 precisely this reason, as mentioned previously, IVL on a consolidated basis benefitted and delivered a core EBITDA

0.73 and 0.07 respectively. The increased loss is due to the major transactions as follow: 1. The increase of net earned premium in this quarter compared to the same period of last year in the amount of

Baht 0.40 and 0.83 respectively. The decreased loss is due to the major transactions as follow: 1. The increase of net earned premium in this quarter compared to the same period of last year in the

General Meeting of Shareholders of LH Financial Group Public Company Limited and rated the company in "Excellent" level with the full assessment score of 100 for five consecutive years under quality

Meeting of Shareholders of LH Financial Group Public Company Limited and rated the company in "Excellent" level with the full assessment score of 100 for five consecutive years under quality assessment for

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

million, or 399.94%. This was due to : • Earned premium and commission and brokerage income amounted to Baht 491.06 million, a decrease of Baht 29.04 million or 5.58% over the same period last year due to

underwriting amounted to Baht 7.95 million, an increase of Baht 16.08 million, as the ratio of net claims (less claim recovery from reinsurers) over earned premium during the same period last year decreased from

results for the 2nd quarter of 2019 which has variance of over 20 percent comparing to the same period of the previous year. The relevant details are as follows:- “Net earned premium” and “Commission and

underwriting decreased by Baht 22.94 million to Baht 4.24 million due to significant fact that earned premium and commission and brokerage income from reinsurers totally dropped by Baht 24.77 million. Apart from