apparent during the second half of 2019. Meanwhile, close attention should be paid to home loan business after the Bank of Thailand’s new measures for mortgage loan supervision came into force at the

payment, used as a business security or for mortgage purpose. This new legislation will promote and support investment in property and be conducive to the country’s economic growth as a whole. 13. Life

Absolute ownership Liability Mortgage as collateral with a financial institution for both land title deeds The use prior to the Used as a warehouse Enclosure Page 6 disposal 4.2 Land in the Soi Romyen 2

, area 5,320 square wah Legal rights Absolute ownership Enclosure Page 6 Liability Mortgage as collateral for an outstanding Baht 190.00 million long-term loan with a financial institution for both land

day prior to the agreement execution date of THB 0.04 per share, totaling THB 480,000,000 (at the par value of THB 0.69 per share); 4.2 mortgage of machinery (Heavy Gauge Shearing Line) at the value

shareholders as of 24 July 2019 which is the last Book-Closing date, ranked as follows: Name Shares Holding (%) 1. U-City Public Company Limited 604,090,000 9.99 2 . News Network Corporation Public Company

building and decoration for dialysis center (KT Medical Services Dialysis Center (Phatthanakan)). As a result, the Group has fees from mortgage and interest expenses. While the first half of , the Group did

the same period in the precedent year, which is the result from the real estate sector stimulus package from government by reducing the transfer fee and mortgage fee which is in effective from 29

confidence and higher household incomes. In early October, Bank of Thailand announced tighter mortgage rules in order to cool the property market and avoid the escalation of risks. Domestically, private

homebuyers, reduction of ownership transfer fee and mortgage registration fee to 0.01%, housing loan measures of the Government Housing Bank and financial support for down payment. Such measures gradually help