& ANALYSIS CONSOLIDATED P&L SNAPSHOT THB (mn) 3Q 2016/17 2Q 2017/18 3Q 2017/18 QoQ (%) YoY (%) (Restated) Operating revenue 772 978 978 0.0% 26.8% Cost of sales 330 387 385 -0.5% 16.7% Gross profit 442 591 593
aims to expand coverage around outskirt area of key cities with high potential growth and leverage mobile customers to grow subscriber base. AIS Fibre focuses on superior service quality and integrated
industries require better efficiency and connectivity. Smart solutions were sought after to be embedded and integrated into the product offerings for the customers. Nonetheless, enterprise customers also faced
our status as a leading financial institution which can efficiently cope with potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of
49.3% 0.0% (2.7)% Total 2,326,470 100.0% 2,297,627 100.0% 2,310,743 100.0% 1.3% 0.7% Loan to deposit ratio 89.5% 88.0% 86.7% 1.5% 2.8% * Including negotiable certificates of deposit Total deposits as of
2,310,743 100.0% 2,300,958 100.0% 2,178,141 100.0% 0.4% 6.1% Loan to deposit ratio 86.7% 84.3% 89.1% 2.4% (2.4)% * Including negotiable certificates of deposit Total deposits as of December 31, 2017 amounted
seeking to benefit from difference or change in price: (1) cash: (2) bank deposit or negotiable certificates of deposit of a financial institution which may be redeemed without any redemption period limit
benefit from difference or change in price: (1) cash: (2) bank deposit or negotiable certificates of deposit of a financial institution which may be redeemed without any redemption period limit; (3) Thai