to lower household income, sharp decline in employment, particularly in export-related manufacturing sectors, and high rate of household debt. Despite the government economic stimulus, the impact of

decline in net profit was from the same reason that caused to a decrease in gross profit margin. Moreover, this year the Company has tax expense from the net profit of nine month-period while last year the

results from the decrease in sales from dessert café and OEM sales following the pandemic situation. • Net profit margin in Q1/2020 was 5.9% which decreased by 14.9% from Q1/2019 due to the decline in

customers both directly and indirectly. In the second quarter of 2017, KBank and subsidiaries reported a net profit of Baht 8,986 million, a decrease of Baht 1,185 million, or 11.65 percent over-quarter. The

Krungthai ZMICO Securities Co., Ltd. “Krungthai ZMICO” (formerly KT ZMICO Securities Co., Ltd.), which the Company has 49.71% shareholding, decreased by Baht 5.83 million from last year. Despite the decline

309 27 9% Earnings per share (THB/share) 0.31 0.26 0.05 18% 0.56 0.52 0.04 9% Financial results of 3-month ended period • Overall results of Q3/2018 were improved 145 million baht or 27% with total

from rental and rendering of services from new rental spaces and improved occupancy rates, and decreased selling and distribution expenses from improved cost management • Operating revenue increased by

, a decrease of 2.6 percent from the end of 2018 mainly due to the decline in loans to businesses and consumers. The ratio of non-performing loan (NPL) to total loans was 3.5 percent, while the ratio of

, the company's total revenue contracted by 6.0% compared to the same period of the previous year due to the weak economy and the emergence of a 2nd epidemic situation, resulting in the decrease of dine

THB 23.55 million, which represent a decrease of THB 5.17 million or 18.00 per cent, compared to the same quarter in 2017. The main reason are as follows; The Consolidated Financial Statement for the