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years Since inception Fund Benchmarks Fund standard deviation Benchmark standard deviation Morningstar Fund Rating Investors can study liquidity risk management tools in the prospectus. Prospectus: www

MANAGEMENT DISCUSSION & ANALYSIS 1Q 2020 15 MAY 2020 U CITY PCL 1Q 2020 - MD&A (for three-month period ended 31 March 2020) 1 U CITY PCL 1Q 2020 KEY FINANCIAL HIGHLIGHTS • Total revenue increased by

Central Retail Corporation Public Company Limited Management discussion and analysis /Page 1 Executive summary The overall global economy was projected to slow down significantly due to the COVID-19

372.36 20.73 35.11 Loss from impairment of investment in associate 107.78 783.85 65.33 110.64 Management benefit expenses 18.68 135.86 24.06 40.75 Financial cost 0.69 5.02 0.41 0.69 Share of losses in

Malee Group Public Company Limited and Its Subsidiaries Management Discussion and Analysis For the Third Quarter and Nine-Month Period Ended 30 September 2017 1. Q3/2017 Highlights Figure 1

guarantee future results. 3 years 5 years 10 years Since inception Fund Benchmarks Fund standard deviation Benchmark standard deviation Morningstar Fund Rating Investors can study liquidity risk management

-disciplined approach for cost management focusing on spending to enhance public health, improve working efficiency, as well as slowdown discretionary spending during the period of economic stagnation

life insurance, non-life insurance and health insurance. 4.3 Participating Dealer (PD), the bank is the PD for the fund management companies which have various fund types consisting of debt instruments