mainly caused by the increasing price of graphite electrode and higher repair and maintenance cost and the proportionate of an increased in raw material cost is greater than an increased in HRC market

last year which are mainly caused by the increasing price of graphite electrode and higher repair and maintenance cost and the proportionate of an increased in raw material cost is greater than an

proportion than selling price increase is the main reason why net profit decrease. Graphite Electrode’s price which is a part of conversion cost increase significantly. Separate financial statement, the

conversion cost. Cash conversion cost mainly increased from the increase of Graphite Electrode’s price. (Separate: Baht 4,724 million for the year 2018 and Baht 11,240 million for the year 2017, decrease Baht

depreciation) in 2nd Quarter of 2018 was achieved at THB 891/ton, lower by 14% from last year due to the increase in the price of graphite electrode (significantly increased from USD 2,000 per ton in the

repair works in order to hand over to housing juristic person and for repurchasing of houses from customers, totaling 247 million baht in the same period in 2018. Please be informed accordingly. Yours

-Translation- 1 -Translation- Ref. NCH 049/2017 August 9, 2017 Subject : Management’s Discussion and Analysis Q.2/2017 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

-Translation- 1 -Translation- Ref. NCH 049/2017 August 9, 2017 Subject : Management’s Discussion and Analysis Q.2/2017 (Revised) Attention : President The Stock Exchange of Thailand N.C. Housing Plc

-Translation- 1 -Translation- Ref. NCH 067/2017 November 10, 2017 Subject : Management’s Discussion and Analysis Q3/2017 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

points at the end of 2018. Overall Business Operations The Bank’s loan portfolio during 1Q19 grew 1.9% with growth driven by corporate banking loans, real estate development loans and housing loans while