earnings per share were 0.31 Baht and 1.29 Baht per share, respectively. Analysis of the Financial Position The management discussion and analysis of the financial position of Land and Houses Bank Public

) (53) Profit for the period 212 (8) 17 221 Earnings per share 0.23 - 0.01 0.24 Consolidated financial information For the three-month period ended 31 March 2020 Income Statement (million baht) Details of

P a g e 1 | 7 Management Discussion and Analysis For the nine-month period ended September 30, 2017 The analysis of consolidated financial position as at 30 September 2017 The group’s assets

Earnings before expenses 86.93 50.38 -7.35 -3.05 -11.10 -0.01 46.07 50.12 40.86 88.67 Administrative expenses Management benefit expenses Financial costs Income tax expense (12.68) (5.26) (19.15) (0.01

Baht 24.46 million, a decrease of 62.93% compared to 2017. Final earnings per share resulted at Baht 1.15. Total Revenues 2018 2017 Change (Million Baht) (Million Baht) (%) Sales 2,020.63 2,147.64 (5.91

started contributing to the earnings of IVL. Forward-looking Statements The statements included herein contain “forward-looking statements” about the [financial condition and results of operations] of

) 159.3 n/a Net profits (loss) (464.1) 25.6 (489.7) (1,912.9) Basic earnings per share (Baht) (0.73) 0.04 (0.77) (1,925.0) LH Financial Group Public Company Limited Management Discussion and Analysis for

Exchange of Thailand Union Textile Industries Public Company Limited submitted the Company’s financial statement for the 3-month period ending 31 March 2018, showed the operating results changes exceed 20

1 / 5 MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS • Explanation and analysis of financial performance for the year at the end of 31 December 2018

50.28 25.89% Gross profit margin 15.47% 13.76% Other income 5.33 4.73 Selling expenses 3.36 9.99 (6.63) -66.39% Administrative expenses 111.43 108.51 2.92 2.69% Earnings before interest and tax 135.08