include the flood conditions which hinder agricultural production and cause damages in household assets in the affected areas. Political development, especially preparation for an election according to the
many areas that resulted in the destruction of crops and household assets. Towards the end of this year, domestic political situation will also warrant monitoring as the National Council for Peace and
operating income ratio 22.7% 21.2% 21.2% 1.5% 1.5% 22.6% 22.2% 0.4% Cost to income ratio 41.9% 45.3% 43.5% (3.3)% (1.6)% 43.3% 42.1% 1.2% Return on average assets * 1.17% 1.19% 1.14% (0.02)% 0.03% 1.18% 1.16
Other operating expenses 715.7 681.4 5.0 682.8 4.8 2,768.1 2,720.6 1.7 Bad debts, doubtful accounts and impairment loss 60.0 70.0 (14.3) 130.0 (53.8) 570.2 617.2 (7.6) Income tax expenses 135.0 155.3
Operating income 2,106.6 1,776.7 18.6 1,769.4 19.1 3,883.3 3,711.7 4.6 Other operating expenses 759.1 731.4 3.8 684.5 10.9 1,490.5 1,370.9 8.7 Bad debts, doubtful accounts and impairment loss 470.0 100.0
operating expenses 681.4 684.5 (0.5) 675.7 0.8 2,052.4 2,037.9 0.7 Bad debts, doubtful accounts and impairment loss 70.0 110.1 (36.4) 140.0 (50.0) 510.1 487.2 4.7 Income tax expenses 155.3 168.4 (7.8) 146.9
addition, the allowance for expected credit losses (allowance for doubtful accounts) was recorded in Q2–2020. As the result, the total operating expenses in Q2–2021 increased at a rate similar to the