management under the supervision of the Enterprise Risk Management Division, Credit Risk Management Sub-committee and Risk Management Committee, to maintain risks within KBank’s risk appetite. . Market Risk

management under the supervision of the Enterprise Risk Management Division, Market Risk Management Sub-committee and Risk Management Committee, to maintain risks within prudent limits. 2.3 Liquidity Risk

Management Sub-committee and Enterprise Risk Management Division, to maintain risks within prudent limits. 2.3 Liquidity Risk Management Overall liquidity in the Thai banking system in this quarter eased from

. The company and its subsidiary recorded tax expense of 73 MTHB which mostly from reversal of deferred tax assets due to utilization of unused tax losses brought forward from previous year. * Note Please

the new maturity date set for 15 June 2027;  (7) Granting a partial interest payment for the bonds at a rate of 5.0 percent per year, with  the remaining interest payments deferred from 15 June 2025

, with the remaining interest deferred from 15 June 2025. The deferred interest shall be payable on the maturity date or upon early redemption date, as applicable. (The interest rate was 7.75 percent

per year interest will be deferred, and the deferred interest will be calculated and paid on the new extended maturity dates or on the date of early redemption of the entire bond series

!";" 3 "4 - 4,"Dก Deferred Tax =4#,8 %4#,*/* !";" 66 "4 ,",:" ก!&(2I#>"&'( 1 $) 2561 =4#,8 %4#,*/* %*+/ 758 "4 #=D:"!";" 64 "4 *4ก,4&'( 1 $) 2560 CDก!&(2I#*+/ 693 "4 # $H" #=D:"*% 9 2/2 3. ก2";Z( :"h"4 4

#; 613 !/ 99@+%Z.%* *eก/>2 (,.กf*/$06 +f*ก*,ก/=#$ก08-!29*@%&"f8f$ !&8กg+( CD/$06 &@21$$:=#$ก0*,.% - /Dก Deferred Tax 8/$06 !&/$0(,( #; 311 !/ "9 ก#.1$@%' 2561 8/$06 !&/$0(,( &(), 4,913 !/ (/ก/%' 2560 Cก

$9H +9 # & Equity Method) @ก#กก ![ 4,242 1 "(ก&ก - >/ ก($ก!& 9 445 1 - 8 (&" '=> 3BB 9 63 1 - !"0ก 8 $ fgh f'กก>12(6 9 3 1 - 1( -ก Deferred Tax >12(6 "12(&+& 9 87 1 ( (8 ก# /H@ #$ 2