transactions via multiple platforms in a highly competitive environment. At the same time, the core business of loans is likely to see limited growth pending clearer signs of economic recovery. Home loan and

chance to gain the new group of customers to use the service via Boonterm kiosk. Moreover, the Company plans to launch new services constantly which are diverse and integrated to meet the customers’ needs

which are diverse and integrated to meet the customers’ needs nowadays and to create opportunity to expand both of new and regular customers for using Boonterm kiosk and increase the Company’s growth.

Company plans to launch new services constantly which are diverse and integrated to meet the customers’ needs nowadays and to create opportunity to expand both of new and regular customers for using

diversify business risk to be diverse and cover the operational objectives of the company. 8. Opinion of the Audit Committee and/or Director which is different from the Board of Directors in Article 7 No

, As well as expanding the scope of work In order to diversify business risks to be diverse and cover the company's operational objectives. Please be informed accordingly. Yours sincerely, (Mr. Chanin

risks to be diverse and cover the company's operational objectives. Please be informed accordingly. Yours sincerely, (Mr. Chanin Kiatthaveepong) Authorized Persons to Disclose Information The office of

of choosing effective and suitable tools for their needs and to create tools and environments that are diverse and suitable for different types, sizes and growth of SMEs, to issue funding rules that

the Ecosystem Economy strategy which engage partnerships from various industries to increase the value of the products and services bundling matching various customers’ needs and maintained its position

upgrade were the key marketing tool to attract new customers and prevent churn. In addition, building accretive value by providing value added services, such as multiple routers for broader home coverage