% Impairment loss of loans and debt securities 7,322 4,617 5,806 58.6% 26.1% Operating profit before tax 11,621 11,038 10,328 5.3% 12.5% Income tax expenses 2,522 2,457 1,951 2.6% 29.3% Net profit 9,099 8,581
demand.Private consumption plummeted due to increasing unemployment, lower household income and higher household debt. Some business sectors have delayed investments in order to maintain some liquidity, and this
/Companies HPC Hongsa Power Company Limited, an indirect joint venture in proportion of 40 percent NRER Nexif Ratch Energy Rayong Company Limited, an indirect joint venture wholly-owned by NERS NRES NEXIF
investment. The headline inflation rate is 0.6%, while the unemployment rate for the 3Q/2024 stood at 1.02%. Despite these positive trends, the K-shape recovery has led to a continued rise in household debt
make a tender offer for all shares in TBSP. The repayment of such loan shall not only improve the proportion of short-term interest bearing debt to long-term interest bearing debt to more suitable level
the Company borrowed from a financial institution to make a tender offer for all shares in TBSP. The repayment of such loan shall not only improve the proportion of short-term interest bearing debt to
to decline. For deposits, commercial banks have placed greater emphasis on adjusting their deposit portfolio structure to increase the proportion of CASA while managing liquidity appropriate to the
expenses equal to 636.7 million baht, 12.8 % increasing. This is due to the allowance of provision in distress debt management business and personal loan business. Finance Cost The company had total
to the expansion of household spending, as a proportion of income must be put towards debt repayments, and has caused an increased risk of defaults on payments. In addition, low interest rates
installation. This resulted in the increase of depreciation cost proportion which is higher than the normal rate in 1Q18. However, depreciation cost proportion per core revenue is going to decrease in the next