personnel expenses. Cost-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 46.7% for 3Q17. Bad debts and doubtful accounts and loss on debt restructuring
2,196 million during 2Q18 mainly from the increase in premises and equipment expenses from the renovations of KKP Tower. Cost-to-income ratio excluding loss from sale of foreclosed assets and loss from
market group’s expertise in the wealth management business and through the commercial banking business distribution channels to increase fee income and assets under advice. The area of Investment Banking
foreclosed assets, operating expenses totaled Baht 6,835 million, an increase of 5.8% yoy mainly from the increase in premises and equipment expenses from the renovations of KKP Tower. Cost-to- income ratio
million yoy. Premises and equipment expenses increased partly from the renovations of KKP Tower. Cost-to- income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8
renovations of KKP Tower. Cost-to- income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 2018 declining slightly comparing to 48.2% during 2017. Impairment
-interest income also increasing slightly by 0.2%. Meanwhile, operating expenses also increased due to higher loss from sale of foreclosed assets. During 2019, the overall Bank’s loan portfolio grew by 4.2
income and net fees and services income. Other operating expenses were Baht 2,345 million, increased by 10.5% yoy. For 3Q18, the Bank recorded loss on sale of foreclosed assets totaled Baht 78 million