Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 13 Executive Summary Revenue and net profit have growth according to the business plan In 2Q18, the Thai
business loans December December Variance 2019 2018 Amount (%YTD) Agricultural and mining 12.9 867.9 (855.0) (98.5) Manufacturing and commerce 38,315.5 39,909.8 (1,594.3) (4.0) Real estate and construction
type of business loans June December Variance 2019 2018 Amount (%YTD) Agricultural and mining 56.3 867.9 (811.6) (93.5) Manufacturing and commerce 37,673.3 39,909.8 (2,236.5) (5.6) Real estate and
items Table: Loans to Customers Classified by Type of Business (Unit: Million Baht) Loans to customers classified by type of business September December Variance 2019 2018 Amount (%YTD) Agricultural and
demand.Private consumption plummeted due to increasing unemployment, lower household income and higher household debt. Some business sectors have delayed investments in order to maintain some liquidity, and this
business March December Variance 2020 2019 Amount (%YTD) Agricultural and mining 10.8 12.9 (2.1) (16.3) Manufacturing and commerce 38,703.1 38,315.5 387.6 1.0 Real estate and construction 22,604.2 23,225.8
: Loans to Customers Classified by Type of Business (Unit: Million Baht) Loans to customers classified by type of business loans December December Variance 2017 2016 Amount (%YTD) Agricultural and mining