decreased by THB 5.23 million or by 34.33% from selling expenses the amount of THB 15.24 million in the 2nd quarter of 2014. Mostly are transportation and goods in transit insurance expenses. Administration
distribution of electricity under SAAM-SP1 mainly includes (1) depreciation expense for the solar power project, (2) operation and maintenance, and (3) other costs such as utility expenses, insurance, and power
debit / direct credit and an automatic transfer system (ATS). 4.2 Insurances Service is a service to provide life insurance brokerage services and insurance against loss which the customer can choose the
Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 8/23 4.2 Insurances Service is a service to provide life insurance brokerage services and insurance against loss which the customer can
recovery. Moreover, the income for the first half year of 2017 of company’s subsidiaries in Thailand, the Company had commission income of 242 million baht, increasing by 2% y-y from AEON Insurance Service
for products and services via the bank and direct debit / direct credit and an automatic transfer system (ATS). 4.2 Insurances Service is a service to provide life insurance brokerage services and
via the bank and direct debit / direct credit and an automatic transfer system (ATS). 4.2 Insurances Service is a service to provide life insurance brokerage services and insurance against loss which
each customer’s risk appetite and desired returns while also establishing the target and plan for continual investment. Moreover, we introduced the Life Insurance: Endowment 510 Guarantee, a 10-year term
reported gain from foreign exchange of Baht 7.63 million due to foreign exchange hedging and other income in the amount of Baht 11.42 million comprised of insurance claim on risk of machine interruption at
decrease in income from insurance business. Our coverage ratio rose over-year, while gross NPL ratio decreased slightly from the end of 2017, despite the deteriorating quality of loans granted to certain