quarter for the compensation in lieu of notice in the case of retirement of employees according to the new Labor Protection Act (7) B.E. 2562 (2019). Net interest income fell slightly by Baht 124 million

%. The major expenses were (1) Personnel expenses of THB 136 million, an increase of THB 1 million or 0.7%, mainly due to a decrease in number of employees under the employment of ICUK of THB 6 million

operation, executives and employees, who are specialized in its business operation, from Excellent Graphics Co., Ltd. (“EG”) and Wrap Graphic Company Limited (“WG”) (whose shareholders has become that

for 9M19 since it caused the drop in revenue with the cost of employees of Dusit Thani Hotel Bangkok. However, the Company sold the long-term investment and recorded the profit in 2Q19 as per Business

the decrease in business’s result for 9M19 since it caused the drop in revenue with the cost of employees of Dusit Thani Hotel Bangkok. However, the Company sold the long-term investment and recorded

switching towards more cost-effective marketing channels; the main factors for the increase were (1) higher staff, rental, utilities and depreciation expenses from opening new branches and (2) higher

) (2,869) (2,608) -32% -9.1% (12,024) (7,634) -37% General administrative & staff cost (2,976) (3,152) (3,321) 12% 5.4% (8,534) (9,121) 6.9% Bad debt provision (350) (565) (551) 57% -2.6% (954) (1,641) 72

expenses consist of sale staff expenses, transportation expenses, commissions and promotion expenses. For the period of three months and period of 1st half ended 30th Sept 2017, the Company and its

revenue. 1.4 Selling expenses Selling expenses consist of sale staff expenses, transportation expenses, commissions and promotion expenses. For the period of three months and period of nine months ended

shall handle investor complaints arising from the performance of the representative or its staff in a similar manner to handling of complaints arising from the performance of the management company itself