(Thailand) Co.,ltd. ,who is the marketing and sale force for the company and its subsidiaries and joint venture, by holding 49 percent of total shares. As for the period of three months and 1st half year

Card, for card activation, transfer of accumulated points to our business partners’ loyalty programs, redemption of KBank Reward Points via K PLUS Market, and other marketing activities via digital

Discussion & Analysis Q2/2020 Selling expenses mainly consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and

other selling expenses such as marketing and promotional expenses, and depreciation of asset in each branch. • For the first 9 months (9M) of 2020, selling expenses was THB 183 million, decreased by THB

administrative expense was mainly from personal expense, transportation expense, and decelerated of marketing activities as well as a decrease in rental and property expenses. For the 3rd quarter of 2020, the

mainly consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset

consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset in each

Selling expenses mainly consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and

Percentage to Total Revenue Selling expenses mainly consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and

expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset in each branch. 9M/2022 vs 9M/20219M Q3/2022 vs Q3/2021YoY • Selling Expenses in