- Translation - No. LMJG/SET/2020/013 May 18th, 2020 Subject: Clarification for the change of Operating Results more than 20% Attention: The President The Stock Exchange of Thailand Impact from the

No. CAZ 017/2020 07 August 2020 Subject: Management Discussion and Analysis for the 2nd Quarter ended 30 June 2020 Attention: The President, The Stock Exchange of Thailand CAZ (Thailand) Public

June 30, 2020 To The President The Stock Exchange of Thailand Management’s Discussion and Analysis Consolidated Financial Statements For six months ended June 30, 2020 Overall Group Performance Table 1

increase the asset utilization efficiency. Return on equity was 42.0% decreasing from previous, as a result of the ability to maintain profitability, the stock buyback, and the Company’s interim dividend

Microsoft Word - NWR 112-63_E_Q2 (Translation) No.FN-NWR 112/63 11 August 2020 Subject : Submission of Financial Statements for the Second quarter ended June 30,2020 To : President The Stock Exchange

interim dividend payment. Return on assets was 14.8%, slightly decreasing from previous quarter. The Company still focuses on managing assets to increase the asset utilization efficiency. Return on equity

operate domestically, have a credit line with a financial institution not exceeding Baht 500 million, and had a non-NPL status as of December 31, 2019. This will not cover companies listed in the Stock

the trading price of investment unit of an ETF fund in an organized market to proximately reflect the value of such investment unit which is calculated from the net asset value of the fund by trading

an ETF fund in an organized market to proximately reflect the value of such investment unit which is calculated from the net asset value of the fund by trading investment units of the ETF fund and

calculated from the net asset value of the fund by trading investment units of the ETF fund and securities which are components of the underlying index of the ETF fund; (13) “ETF fund” means an ETF fund