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Microsoft Word - MDA Q319 EN.docx November 11, 2019 To President The Stock Exchange of Thailand Subject Notification on the difference of revenue from sales and net profit YOY by more than 20 percent
including SME Car3x loans expanded at 51.7%, personal loans increased by 18.7%, corporate banking loans expanded by 106.8%, Lombard loans expanded by 15.3% with real estate development loans also registering
quarter of the year 2019, as at 30 June 2019, TCJ and its subsidiaries had the total revenue of Baht 543.85 million decreased from Baht 555.00 million in the year 2018 or decreased by 2.01%. Revenue
quarter of the year 2018, as at 30 June 2018, TCJ and its subsidiaries had the total revenue of Baht 555.00 million decreased from Baht 794.57 million in the year 2017 or decreased by 30.15%. Revenue
2020, as at 31 March 2020 as follows: 1. Consolidated Financial Statement (3 month) In the 1th quarter of the year 2020, as at 31 March 2020, TCJ and its subsidiaries had the total revenue of Baht 272.20
management in contemplation of enhancing business efficiency to accommodate sustainable growth. PERFORMANCE OVERVIEW 2 | MANAGEMENT DISCUSSION AND ANALYSIS FOR Q1-2020 Revenue Major revenue of The Group mainly
generated total revenues of 1,093 million Baht; or decreasing by 49% as compared to the total revenues in Q3 2017 of 2,132 million Baht. This was mainly due to the increase in revenue from sales of the