restructuring and cost management as well as reserve requirements to comply with Liquidity Coverage Ratio (LCR) guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL
decline of 9.2% yoy. Cost of fund for 2Q17 decreased to 2.3% from 2.7% yoy. The decline continues to be from the result of the reduction in deposit rates and the Bank continuous efforts on optimizing its
consistent with the overall expansion in loan portfolio. Cost of fund for 2Q18 remained stable at 2.3% yoy . For the three month period ended Consolidated Change Jun 30, 2018 Jun 30, 2017 Baht million
expansion in loan portfolio. Cost of fund for 2Q18 remained stable at 2.3% yoy . For the three month period ended Consolidated Change Jun 30, 2018 Jun 30, 2017 Baht million % Interest expense 1,224 1,030 194
portfolio. Cost of fund for 3Q18 slightly decreased to 2.2% comparing to 2.3% for 3Q17. For the three-month period ended Consolidated Change Sept 30, 2018 Sept 30, 2017 Baht million % Interest expense 1,290
rights to the mentioned land since 25th March 2015. Project Value: The value of construction and other expense including land cost as of 31st March 2017 is THB 1,497.45 million or roughly 41.9% progress of
materials and packaging items which are expected to cause more cost savings throughout the rest of year. Gross profit margins for the branded products under own manufacture for domestic business were 38.9 in
. Cost of funds for 1Q19 remained stable at 2.3% comparing to 1Q18. For the three-month period ended Consolidated Change Mar 31, 2019 Mar 31, 2018 Baht million % Interest expense 1,386 1,143 242 21.2