revenue from sales at POS significantly decrease within period ten days. Including with the slowdown in the country’s economic conditions especially in up-country landscape. However, revenues from branches

factors that may affect the collection of cash collection from receivables in the 2nd quarter of 2020 such as employment conditions or the effect of reducing compensation. Which may cause some impact on

management while expanding into profitable segment with higher asset quality taking in careful considerations the economic conditions. The overall Bank’s loan portfolio as of end of 3Q20 expanded by 8.2% 2

from the year 2018, partly due to the Bank of Thailand’s measures which increased the conditions in loan provision for real estate purchases and foreign customers are greatly reduced 3.3 Sales and

”) which is not exceeding of 101,849,993 shares accounted to 56% total WCIH shares. Other conditions :  The Company will be responsible for any of land transfer registration fee, land tax and any expenses

is not able to increase the selling price in the current economic conditions. The company has a higher gross margin comparing to the same period from 10 .4 % to 15 .5 % because the lower cost of the

expected credit losses by considering economic conditions in the past, present and future under various assumptions and circumstances. Meanwhile, the impact of the Covid-19 outbreak on the Thai and global

, public spending and tourism sector still expanded which resulted from low base in the previous year. (Source: BOT Press Release No.64/2019 on the Economic and Monetary Conditions for September and the

operation and also the terms and conditions are satisfied. Detail of related person and conflict of interest - Name of related person: Kinpo Electronics, Inc. - Relationship: Kinpo Electronics, Inc. holds

under financial arrangement agreements due to the good conditions from the seller with longer payments period. -5- Shareholders' Equity As of March 31, 2022, the Company had total equity equals to 3,227.4