Decree on Special Purpose Juristic Persons for Securitization The Trust for Transactions in Capital Market Act Ministerial Regulations / Notifications Ministerial Regulations - SEC Act Ministerial

of the application result The SEC will notify the result of its consideration of the application to the applicant within 21 calendar days from the date of receiving complete documents according to the

business days but not more than fifteen consecutive business days prior to the date the Board of Directors resolved to propose the agenda to the shareholders’ meeting for approval to offer the newly-issued

asset acquisition transaction in accordance with the Notification of the Capital Market Supervisory Board No. TorChor. 20/2551, Re: Rules on Entering into Material Transactions Deemed as Acquisition or

Stock Exchange of Thailand prior to Disclosure of Information and Other Acts of Listed Companies Concerning the Connected Transactions, 2003, dated November 19, 2003 (as amended) (“Notification of

intra-company (or intra-business segment) transactions 2Total of each segment may not always tally with consolidated financials due to holding segment 3Excludes price adjustment for captive sales on

(Recovery point objective), such as data on assets of customers and funds, securities or unit trading transactions or information on NAV, so that companies are able to operate consecutively and render no

unit trading transactions or information on NAV, so that companies are able to operate consecutively and render no significant impact to customers, business operation and a compliance with regulations in

platform that has facilitated our customers by performing their own transactions through our virtual teller machine (VTM). For overseas business in Cambodia, Myanmar and Laos, they have active customers more

services expenses 117,670 106,479 11,191 10.5 Fees and services income, net 1,130,742 1,143,083 (12,341) (1.1) Gain on trading and foreign exchange transactions, net 106,785 162,815 (56,030) (34.4) Gain