global fund manager Land and Houses Fund Management Company Limited, and Land and Houses Bank Public Company Limited and INVESCO Asset Management, the global fund manager signed the memorandum of

reserves and financial investments were THB 8.7 billion at 31st December 2019 similar to THB 8.7 billion at 31st December 2018 . reviewQ419.xlsx MD&A 2019 24/02/2020 Asset Quality Accounts Receivable Most of

Ratio 12 Months 2019 12 Months 2018 Gross Profit Margin (%) 42.3 43.8 Net Profit Margin (%) 4.3 5.2 Return on Asset (%) 7.9 10.0 Return on Equity (%) 12.3 15.4 Current Ratio (Times) 1.7 1.6 Debt to Equity

81 percent of total assets. Compare with previous year, the Company total asset increaser 1,778.4 million Baht or 21.3 percent increase. The major components of an increase were the Credit from

follows: Unit : million baht Statement of financial 31 Dec 2019 31 Dec 2018 Increase (Decrease) Percentage Asset 1,573.57 1,419.80 153.77 10.38 Liabilities 686.97 462.61 224.36 48.50 Shareholders 'Equity

After You dessert café and Maygori, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset of each branch. For the three-month period ended 31

, and depreciation of asset of each branch. For the six-month period ended 30 June 2017 and 2016, selling expenses were THB 105.06 million and THB 82.38 million respectively. Selling expenses increased

to full depreciation of assets; and decreasing of deferred income tax asset by Baht 1.10 million because the Company re-estimates the performance, so the Company can use the deficit lower than the last

deduct at source related to Mixed Use Project. Description Q2/2017 Q2/2016 Gross margin 28.43% 27.41% EBITDA margin 16.23% 21.31% Net profit margin 1.22% 3.97% Return on equity 2.53% 3.96% Return on asset

844.12 857.63 (13.50) (1.57%) Total liabilities and shareholders’ equity 1,497.86 1,358.96 138.90 10.22% The Group’s total asset as at 30 September 2017 was 1,497.86 Million Baht, increased from 31